You just found out that your friends who live abroad took out a home loan with an incredibly low interest rate, allowing them to settle the balance reasonably soon. However, if you take out a home loan in South Africa, you can expect a hefty interest rate by comparison. We
If you’re involved in an accident and you’re unable to continue working, how will you ensure that your bills are paid and your loved ones are taken care of? One way to prepare for this is to take out income protection cover. However, can you do this if you’re a
When you take out a loan your creditor will often automatically include credit life cover to protect themselves, should you become incapable of upholding your monthly instalments. But you do have the right to replace their suggested provider with one of your own, or in some cases cancel the cover
It’s sound financial sense to have more than one stream of income. This will act as a buffer if anything goes wrong with your dominant income stream, and it’s also an opportunity to save more money. By setting up a passive stream of income, you’ll earn more each month without
By Isabelle Coetzee Planning for your retirement is imperative to ensuring you enjoy your golden years. The last thing you want is to struggle to make ends meet in your old age. So what should you do if you realise you won’t have enough saved to retire comfortably? JustMoney asked
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