Asking for a salary increase can be a daunting task for many employees. It can be especially challenging when you are feeling undervalued, or when the cost of living has increased but your income has remained the same. However, asking for a salary increase is a perfectly normal and acceptable
With credit fraud on the rise, most of us know the importance of keeping our general personal details safe, such as ID number, home address, and contact details. But were you aware of the need to keep your medical aid or insurance details safe? We find out what the risks
When you’re the owner of a small business, your own finances are so strongly tied to your venture that the line between personal and business expenses may become blurred. However, this can land you in some trouble when it comes to taxes. We find out what you can do to
Why You Still Need a Financial Planner in the Age of AI In a world where technology is advancing faster than ever, it’s easy to believe that artificial intelligence (AI) might replace the need for a financial advisor. After all, AI can analyse data in seconds, generate investment recommendations, and
Life insurance safeguards you and your family from financial uncertainty that comes with severe illness, disability, or death. What is Life cover Having life cover in place is important to ensure a better future for your loved ones in the event of your death. Life cover can ensure that there
The determination of taxes payable can be uncertain, and subject to interpretation. In this article we explore some of the legal options, available to taxpayers, to minimise estate duty and capital gains tax, at death. INCOME TAX AND CGT It is important to understand that your deceased estate is a
Can you take out life cover on your parents’ lives? Yes, because they are direct family members and you share a bond of love and trust. We find out what you need to know about taking out life insurance on your parents’ lives. In brief: You can take out life
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